95003 Homes with Bay View

Welcome to the charming community of Aptos, nestled in the heart of Santa Cruz County, California, where the zip code 95003 encompasses a delightful blend of coastal beauty and suburban tranquility. Aptos boasts stunning views of the Monterey Bay, making it a coveted location for those seeking homes with breathtaking bay views.

The allure of living in 95003 lies not only in its picturesque scenery but also in its vibrant community. Aptos is known for its friendly atmosphere, making it a perfect place for families, retirees, and everyone in between. With easy access to beautiful beaches, hiking trails, and local parks, outdoor enthusiasts will find endless opportunities for adventure right at their doorstep.

Homes in this area often feature expansive windows and spacious decks designed to take full advantage of the captivating bay views. Imagine sipping your morning coffee while watching the sun rise over the ocean or hosting gatherings with friends against the backdrop of a stunning sunset. The real estate market in Aptos offers a variety of options, from cozy beach cottages to luxurious estates, ensuring that there is something for everyone.

Additionally, the community is home to excellent schools, charming shops, and delightful restaurants, making daily life both convenient and enjoyable. Whether you’re looking to settle down or invest in a vacation home, Aptos in zip code 95003 is a place where dreams can flourish and memories are made. Come explore the beauty and charm of this coastal gem!

Newest 95003 Homes with Bay View

$1,895,000

1 Beds ⋅ 1 Baths ⋅ ML82059979 MLS

Some homes make you fall in love the moment you arrive. This is one of them. Step inside, and the calm is immediate. Light spills through vaulted, beamed ceilings, the blue of Monterey Bay fills every window, and every detail feels deliberate, as it should be. Modern without trying too hard, elegant without feeling formal. Built in 1938 on land once part of Claus Spreckels' Aptos Rancho, this home carries a rare thread of history, long before Rio became the neighborhood it is today. Living spaces flow easily indoors to out, anchored by a white brick fireplace and timeless finishes. Glass doors open onto covered patios and a striking tiled fireplace, made for long dinners and evenings watching the bay change color. Beyond, a spacious backyard offers space for whatever you dream up. A detached structure at the rear offers potential: an ADU, a guest retreat, a studio, an office. The bedroom is a quiet luxury, set beneath vaulted ceilings with soft light through picture windows. Two closets offer effortless storage, and the room feels serene, private, and impeccably finished, a true retreat at day's end. Minutes from Seacliff Beach, Aptos Village, and Nisene Marks, this is more than a beautiful home. It's an invitation to slow down and remember how good coastal living can feel.

221 Highland DR, Aptos

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: from

$6,995,000

3 Beds ⋅ 3 Baths ⋅ ML82045381 MLS

Perched above the Seacliff shoreline, this is more than a home. it's a front-row seat to the rhythm of the Monterey Bay. From the Cement Ship to the Point, the view is alive and ever-changing. Whales rising, dolphins cutting through the water, sailboats drifting, and sunsets that stop you in your tracks. Reimagined over five years and completed just last year, the 3,000+ square foot residence was designed to open itself to the coast. Light moves freely, spaces flow effortlessly, and when the doors are drawn back, the boundary between inside and out quietly disappears. Mornings feel different here. Coffee in hand, the ocean just beyond, the day unfolding at its own pace. The kitchen sits at the center, welcoming, connected, and always oriented toward the view. Three bedrooms and two and a half bathrooms offer comfort without distraction, each space intentionally tied to the landscape. Step outside and the bluff becomes your backyard, backing to protected state park land - private, open, and uninterrupted. Evenings gather naturally around the fire pit, beneath the stars in the hot tub, or over a meal from the wood-fired oven, with the sound of the ocean always nearby. This is the kind of home that stays with you. Not just for what you see but for how it feels to be here.

102 Long Leaf LN, Aptos

Listed by Kimberly Ward, 831-238-7981 from Compass
(If provided) CoList: Shawndy Linquist from Compass

$11,900,000

5 Beds ⋅ 6 Baths ⋅ ML82057791 MLS ⋅ Seacliff Beach Association BLDG.

One of the finest oceanfront estates on the Monterey Bay. Completed in 2009 & extensively renovated & refreshed in 2026, the home seamlessly blends coastal elegance with modern luxury. Ideally positioned as the first residence beyond the gates, it offers convenience, enhanced privacy, & protection. Designed for indoor-outdoor living & entertaining, the property features more than 3,000 square feet of outdoor space. The beachfront level opens through three folding walls of glass to a covered patio & oceanfront lawn with fire-pit lounge. This level includes a billiards recreation room, kitchenette, interior/exterior wet bar, bath, & two enclosed outdoor showers all steps from the sand. A dramatic staircase or elevator leads to the main level, where vaulted ceilings, French white oak floors, & walls of glass frame spectacular ocean views. The great room opens to an expansive wraparound deck with outdoor fireplace & multiple lounge areas. A gourmet kitchen, multiple dining spaces, fireplace, media room, two guest suites, & powder room complete this level. Upstairs, two additional bedrooms & a bath accompany the primary retreat, with sweeping ocean views & private balcony. An oversized three-car garage completes this extraordinary residence designed to live as beautifully as it looks.

725 Las Olas DR, Aptos

Listed by Megan Lyng, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$3,328,000

3 Beds ⋅ 4 Baths ⋅ ML82057415 MLS

This is the ultimate beach house, with easy access to the sand and panoramic views of the ocean and Rio Del Mar. Designed for multigenerational living, this home makes everyday life feel effortless. Built in 2006 by Thomas Crenshaw and set on an elevated, spacious lot, it has welcoming rhythm, with spaces equally suited to quiet mornings, casual dinners, and weekends with loved ones. Natural light moves beautifully through the home from dawn to sunset, while hardwood floors, custom window treatments, and thoughtful finishes create a polished yet comfortable feel. The chefs kitchen sits at the heart of it all, with generous prep space, upgraded appliances, and a new skylight overhead. The primary suite with soaking tub and sunset views provides added romance. An additional ~450 sq. ft. of bonus space and owned solar add flexibility and efficiency. An elevator connects every level, while the oversized 2-car garage with a full bath and laundry, plus ample parking, makes beach life even easier. Outside, the Aptos lifestyle takes over. Rio Del Mar Beach, Aptos Village, local cafes, and Nisene Marks are all close by, making it easy to move from beach mornings to coffee runs, dinner out, or an afternoon on the trails. Tour this exceptional beach home and experience it for yourself.

213 Sand ST, Aptos

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: Rose Wood from eXp Realty of California Inc

$1,950,000

3 Beds ⋅ 2 Baths ⋅ ML82054728 MLS

Rare opportunity to own in one of Aptos' most beloved beachside neighborhoods, Rio Del Mar. Where the horizon delivers ocean and bay views and full beach views from the deck, dining and bedroom.This home's reverse floor plan puts the primary suite, family room, kitchen, and dining area on the top level by design, so every meal and morning coffee happens with the view front and center, with an elevated deck built to take it all in. Yes, there are stairs three levels means you earn those views, and on this street, most owners will tell you it's worth every step. The layout offers real flexibility, with room to update and make it your own while adding instant value from day one. Parking is generous, a rarity this close to the water, and Hidden Beach is about a 10-minute stroll away. Located within the highly regarded Aptos school district, this is a strong fit as a full-time residence, second home, or investment property on a street where neighbors rarely leave and community pride shows in every yard.

649 Bayview DR, Aptos

Listed by Jennifer Watson, 831-254-8654 from Christie's International Real Estate Sereno
(If provided) CoList: from

$8,898,000

6 Beds ⋅ 6 Baths ⋅ ML82047754 MLS ⋅ Rio Sand & Surf BLDG.

Customizable Luxury Beach Home! A rare opportunity to make this Your Dream Beach Home, currently under construction, to suit your unique lifestyle! Whether it's a personal gym, home office, or multi-generational living space, the flexible floor plan is perfect for your vision. Nestled behind the private gates of Rio Surf & Sands, low-key and tucked away. No crowds or through trafficideal for someone who values peace and discretion. With direct access to miles of pristine sandy beaches, this property offers an unparalleled coastal lifestyle. Set on a generously sized lot boasting 120 feet of coveted Beach Drive frontage, the home is perched at a higher elevation, affording breathtaking 180-degree panoramic views stretching from Pacific Grove to Santa Cruz. Designed with modern living in mind, the home features multiple indoor and outdoor living spaces, expansive decks, and an elevator. With garage space for 5 cars and additional off-street parking for up to 7 vehicles, there's ample room for family and guests. Additionally, the property offers excellent income potential, taking advantage of the strong vacation rental market in Rio Del Mar. You can't beat beach living. Don't miss the chance to personalize your ideal beach retreat in one of our most desirable coastal communities!

548 Beach DR, Aptos

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$1,980,000

4 Beds ⋅ 3 Baths ⋅ ML82046092 MLS

Huge Price Improvement! Panoramic ocean and city views greet you from nearly every room in this contemporary gem. The 2,940 sq. ft., 4 bed, 2.5 bath home blends quality craftsmanship with effortless living. A custom kitchen functions as an artistic statement piece, combining hardwood and copper inlays with thoughtful design, six-burner gas stove, Miele dishwasher, and generous center island with second sink. A statement bathroom adds distinctive flair with its bold design. Outside, you are greeted by lush, terraced gardens, mature fruit trees, and the superb microclimate of the Rio del Mar hills. Additional features include hardwood floors throughout, a true primary retreat with fireplace, walk-in closet and built-in cabinetry, two guest bedrooms with Jack-and-Jill bathroom, laundry room, and a separate family room that leads to additional view decks with hot tub and garden access. The flexible fourth bedroom easily converts to an upstairs den or office. Complete with a 10kW Generac whole-house generator and whole-house water filter. Positioned on a quiet cul-de-sac, the property lies just minutes from Rio del Mar State Beach, Aptos Village, Seascape golf course, coastal trails, and shopping. Your ocean view sanctuary awaits!

442 Vista Del Mar DR, Aptos

Listed by Jessica Cooper, 831-345-0466 from Lighthouse Realty
(If provided) CoList: from

$998,000

ML82042606 MLS

Behind the private gate on Beach Drive, within the exclusive Rio Surf and Sands community, lies a stunning parcel of land ready for your vision. Imagine crafting your dream beach home tailored to your lifestyle, with conceptual contemporary designs already envisioned. These plans feature high ceilings and expansive glass walls to showcase the breathtaking coastal and ocean views of Monterey Bay. Cost and design feasibility reports are available, adhering to current Santa Cruz County and FEMA building standards. This prime location is directly across from the beach, with an additional beachfront parcel available for sale. This rare opportunity allows you to create a legacy family compound by purchasing both properties. The neighborhood is surrounded by beautiful homes, including some of the highest-valued properties in the county. With the high demand for vacation rentals on Beach Drive, this property also offers excellent income potential when not in use. Enjoy the convenience of being close to local dining spots, coffee shops, and shopping.

534 Beach DR, Aptos

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$2,495,000

ML82042602 MLS

A rare opportunity awaits! Build your custom dream home on one of the last remaining oceanfront lots along the stunning Monterey Bay Coastline. Nestled directly on the sand and mere steps from the ocean, this lot is located within the exclusive, gated community of Rio Surf and Sands. Imagine designing a home that offers unobstructed ocean views, the soothing sounds of waves, and breathtaking sunsets every evening. A geotechnical report has been completed and utilities are present making the building process a little bit easier. This property is situated among some of the most highly valued real estate in all of Santa Cruz County. Why settle for an older beach home when you can build something new, modern, and long-lasting at a lower investment? For those seeking a unique family compound or a legacy property, the adjacent lot is also available for purchase. Enjoy miles of sandy beaches, dine at nearby restaurants, or simply relax in your seaside retreat. Embrace the opportunity to design and build your dream beach home in one of the most sought-after coastal communities.

535 Beach DR, Aptos

Listed by Lyng-Vidrine Team, 831-345-0503 from David Lyng Real Estate
(If provided) CoList: from

$2,150,000

4 Beds ⋅ 3 Baths ⋅ ML82036054 MLS

Ocean and golf course views n the heart of Rio Del Mar, where luxury, space, and breathtaking scenery come together in perfect harmony. Recently updated and thoughtfully refreshed, this stunning 4-bedroom residence offers expansive living with generously sized rooms, soaring vaulted ceilings, and an abundance of natural light. Designed for both comfort and entertaining, the open-concept layout creates a seamless flow between living spaces while framing spectacular ocean and golf course views from multiple rooms and decks. Perched on a large parcel, the property provides rare privacy and room to breathe, whether you're hosting gatherings, gardening, or simply enjoying the peaceful coastal setting. From sunrise over the fairways to sunset over the Pacific, every day feels like a getaway. Ideally situated just moments from the renowned Seascape Golf Course, enjoy easy access to the course and clubhouse. Indulge in local dining at Bittersweet Bistro, explore the scenic trails of The Forest of Nisene Marks State Park, and spend your days soaking up the sun along the beautiful South County beaches. This exceptional Rio Del Mar home offers the best of California living, views, space, and an unbeatable location.

607 Saint Andrews DR, Aptos

Listed by Michelle Runzler, 831-239-3757 from David Lyng Real Estate
(If provided) CoList: from

$1,700,000

3 Beds ⋅ 3 Baths ⋅ ML82035246 MLS

Wake to sunrises over Monterey Bay so stunning the current owner admits the first one brought her to tears. In the Aptos hills less than five minutes above the village, this 3 bed, 2.5 bath home on 1.36 acres pairs sweeping ocean and mountain views with sunshine above the fog line and a reliable ocean breeze that cools the house each evening. High open beam ceilings and a dramatic stone fireplace give the living room a Tahoe chalet feel, while the kitchen flows to the deck for sunset dinners under the redwoods. Upstairs, a cozy ocean view den is made for movie nights and gorgeous sunsets. Terraced gardens draw hummingbirds daily and monarchs every migration season, and owls call from the redwood grove at night. It is as practical as it is beautiful. Owned solar with a $0 NEM true up since 2021, new propane furnace and on demand hot water, whole house generator with transfer switch, new electrical panel, fresh interior and exterior paint, and Moen Flo leak detection. On the same power grid as police and fire, so outages are rare and brief. Detached two car garage plus parking for five and RV space. Ten minutes to the beach and Seascape golf, with legendary cycling routes out the front door. A rare offering on a road where homes are held for generations and seldom come to market.

645 Skyward DR, Aptos

Listed by Cassandra Maas, 408-472-7988 from Anderson Christie, Inc.
(If provided) CoList: from

$695,000

CRPI26031658 MLS

Discover a private redwood sanctuary on this exceptional 11+ acre parcel in Aptos. Enjoy sweeping Monterey Bay views, twinkling city lights, terraced meadows, and forested hills that create a truly serene setting. The land offers multiple potential building sites, ideal for a custom dream home, ADU, or equestrian estate, all thoughtfully tucked within tranquil redwood and hillside groves. Located just 10 minutes from Aptos Village, this secluded retreat delivers rare privacy while remaining close to beaches, dining, and shopping. Easy access via a fully paved county road, with electricity at the property line and water through a shared well agreement. Zoned RA and SU, the property allows a wide range of uses including horses, livestock, and small-scale farming (buyer to verify). A rare opportunity to own a private redwood retreat with coastal convenience and endless possibilities.

4419 Trout Gulch, Aptos

Listed by Eileen Ellison, from Century 21 Masters
(If provided) CoList: Randy Turnquist from Century 21 Masters

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Milestone SV are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.